Hint: there’s no wrong answer
All of our personal checking account options include free e-statements, free online banking, free mobile banking, free mobile deposit, free debit card, bill pay, and unlimited check writing. Paper statements are also available for an additional $2 per month.
| Minimum Deposit |
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Free Checking Account | $100 |
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Stride Checking Account | $100 |
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Stride Senior Checking Account | $100 |
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| Monthly Service Charge |
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Free Checking Account | None |
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Stride Checking Account | $6 (reduced by $0.20 with every point-of-sale purchase per month) |
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Stride Senior Checking Account | $5 (reduced by $0.20 with every point-of-sale purchase per month) |
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| |
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| Interest-Bearing? |
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Free Checking Account | No |
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Stride Checking Account | Yes — higher interest is paid on higher balances* |
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Stride Senior Checking Account | No |
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Comparison table of personal checking accounts.
|
Minimum Deposit |
Monthly Service Charge |
Interest-Bearing? |
How to Open an Account |
Free Checking Account |
$100 |
None |
No |
Learn more |
Stride Checking Account |
$100 |
$6 (reduced by $0.20 with every point-of-sale purchase per month) |
Yes — higher interest is paid on higher balances* |
Learn more |
Stride Senior Checking Account |
$100 |
$5 (reduced by $0.20 with every point-of-sale purchase per month) |
No |
Learn more |
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*Highest interest is paid on balances between $1,800 and $25,000. Overdraft fee of $29.50 for overdrafts.