Hint: there’s no wrong answer
All of our personal checking account options include free e-statements, free online banking, free mobile banking, free mobile deposit, free debit card, bill pay, and unlimited check writing. Paper statements are also available for an additional $2 per month.
| Minimum Deposit | Monthly Service Charge | Interest-Bearing? | How to Open an Account | |
|---|---|---|---|---|
| Free Checking Account | $100 | None | No | Learn more |
| Stride Checking Account | $100 | $6 (reduced by $0.20 with every point-of-sale purchase per month) | Yes — higher interest is paid on higher balances* | Learn more |
| Stride Senior Checking Account | $100 | $5 (reduced by $0.20 with every point-of-sale purchase per month) | No | Learn more |
*Highest interest is paid on balances between $1,800 and $25,000. Overdraft fee of $24.50 for overdrafts.